Getting car insurance is quite a challenge for a newbie. You have to find the right coverage for the best price. You also need to know what risks are covered and how to make a claim. This whole burden can be relieved by an insurance agent. Here are some questions you should ask your car insurance agent when purchasing a policy. Do You Help with Filing Claims? Filing a claim is a complex procedure.
5 August 2022
Do you operate a business out of your home? If so, you should purchase a business insurance policy, despite the fact that you do not have a commercial location for your business. Continue reading to learn more about why getting this type of insurance is so important. #1: A Home Business Is Not Protected By Home Insurance Many home business owners make the mistake of assuming their business will be covered by their home insurance policy simply because it is operated out of their home.
5 July 2022
When purchasing an auto insurance policy, the law requires you to purchase liability and bodily injury coverage. If your vehicle is currently being financed, your lender may also require you to purchase collision and comprehensive coverage. Any additional coverage will be completely optional. Unfortunately, many people automatically choose to decline this optional coverage simply to save a few dollars on their monthly insurance premiums. Before you make this same mistake, you should take the time to learn more about the two types of optional auto insurance coverage you should not decline.
19 May 2022
The roof is one of the most expensive parts of the house, making roof replacement expensive. Thus, many homeowners expect their insurance companies to pay for roof replacements, which they might do, depending on the circumstances. Below are some conditions the carrier expects from you. The Damage Is Accidental or Sudden Your home insurance will not replace your roof if it suffers gradual damage. Gradual damage typically occurs due to wear and tear or inadequate maintenance, and home insurance doesn't pay for such losses.
31 March 2022
Do you have an attractive nuisance on your property that could be affecting your homeowners insurance coverage? Should you buy a home with an attractive nuisance? And if you have one, how can you minimize it's impact on insurance? Here are some answers to your questions. What Is an Attractive Nuisance? An attractive nuisance refers to any type of property element that makes your home or business more attractive or appealing — especially to children — but which also makes it riskier to insurance companies.
3 March 2022
Are you wondering how best to look after your employees? It is now a long-established corporate practice to entice employees with benefits. Today, employees enjoy benefits like financial wellness, mental health insurance, and flexible work programs. However, you may not have a very comprehensive benefits program because of budget constraints. Nevertheless, every business, whether big or small, is legally mandated to provide essential benefits for its employees. So, what are these employee benefits for SME employers?
20 January 2022
When you find out that you need SR-22 insurance, you will not want to delay. If you delay, you might miss the deadline, which could result in losing your driver's license. Instead, you will need to buy a policy; but how do you purchase an SR-22 insurance plan? If you have never done this before, you might not know where to even begin. Here is a list of the steps you can take to buy a policy when you find out that you need one.
7 December 2021