2019

4 Tips For Getting The Most Value From Your Car Insurance

Insurance Blog

The quest for cheap car insurance has gone on for as long as car insurance has existed. "Cheap," however, doesn't have to mean inadequate protection. Here are four things you can do to control your car insurance costs and get the greatest possible value from the insurance you select. 1. Look for the Lowest Rates Again All kinds of insurance policyholders can benefit by regularly re-shopping for coverage. A car insurance provider's premium rates can creep up from one year to the next, leaving you with a less satisfactory deal than you originally obtained.

18 December 2019

Should You Stick to State Minimums on Your Car Insurance?

Insurance Blog

If you live in the US, then your state most likely sets compulsory minimums for your car insurance coverage. New Hampshire and Virginia are the only two states without minimum coverage requirements, and each still enforces strict liability on drivers who are responsible for accidents. Compulsory minimums vary by state, but they generally require coverage in two or three of the following categories: Bodily Injury Liability Property Damage Liability Uninsured or Underinsured Motorist Coverage All states with minimum coverage requirements stipulate bodily injury and property damage liability, but not all states require uninsured motorist coverage.

13 November 2019

How To Determine Replacement Costs For Your Homeowner's Insurance

Insurance Blog

One of the most important steps to take when buying homeowner's insurance is making sure that your policy offers a coverage amount that is enough for the event that you would have to rebuild the entire house. To do this, you should make sure that the policy offers replacement cost coverage for the amount it would cost to rebuild the house if you lost it to a fire or some other type of covered peril.

14 October 2019

4 Compelling Reasons To Consider Cyber Insurance

Insurance Blog

Reliance on internet and computer-assisted technology is a must for any small business. Computers help store client information, track sales, and provide instant digital access to any information your business needs to function and expand. Unfortunately, along with benefits come many risks associated with cyber-crimes. Experts estimate cyber-crimes resulted in losses amounting to $2 trillion so far in 2019. Additionally, small businesses are the target of half of those cyber attacks.

12 September 2019

Types Of Insurance Necessary For A Small Business To Have

Insurance Blog

If you own a small business, you'll want to do the right things. Numerous responsibilities accompany owning a company of any size. However, it's likely that you take a significant amount of pride in your business, and knowing the right insurance to have in place can be helpful. Ensuring you have these policies can allow you to have much greater peace of mind. Commercial auto insurance Do you have several vehicles that keep your business running?

2 August 2019

Auto Insurance Tips When Relocating

Insurance Blog

Auto insurance is location dependent. Thus, you need to make some changes, at the very least, update your policy details, when relocating. The following are some car insurance tips to keep in mind when moving to a different state. Talk To Your Current Carrier Most of the large insurance carriers operate in multiple states. Therefore, don't assume that your current insurer won't be able to work with you when you move to a distant state.

28 June 2019

3 Things Your Auto Insurance May Cover That You Were Not Aware Of

Insurance Blog

Many people think of their auto insurance as only covering the obvious types of damage. This includes accidents with other vehicles and theft. However, you may have more coverage than you think. Here are some things that your car insurance may cover that you were not aware of. Personal Property Loss If your car was stolen or broken into, you may assume that you are only covered for losses to the car itself.

23 May 2019

Debunking 4 Auto Insurance Myths

Insurance Blog

If you own and operate a vehicle, you must have some type of insurance policy that not only protects you and your finances but also others in case they are involved in an accident along with you. In addition, if you are financing the vehicle, the insurance is necessary for protecting the loan company in case the vehicle is totaled beyond repair. Fortunately, shopping for the best and most affordable insurance policy does not have to be complicated.

1 April 2019

3 Great Tips To Keep In Mind When Searching For Commercial Truck Insurance

Insurance Blog

If you drive a truck for a living, there are a number of accidents you could get into. So that you're not spending a fortune on them, you'll need commercial truck insurance. Getting it will be a smooth process if you take into account these tips.  Gather Multiple Quotes  There are a lot of expenses you have to cover when driving professionally on the road. You thus shouldn't have to spend a fortune on commercial truck insurance.

15 February 2019