You probably won't be surprised to learn that your homeowner's insurance has you covered if your home catches fire or if your roof is damaged in a severe storm. However, not all of the coverage that your home insurance policy provides may be quite so obvious. In fact, there are a few perils that are covered under most standard homeowners insurance policies which may truly surprise you. You can learn more about three of these surprisingly covered perils below.
13 December 2022
If you own a business, you need to carry workers' compensation insurance. If you don't, you're putting yourself, and your financial future, at risk. Once you have your coverage, you need to take steps to keep the costs under control. Each on-the-job accident can cause your insurance rates to increase. Luckily, there are steps you can take to save money on your workers' compensation insurance. Read the list provided below. Here are some tips to help you avoid paying too much for your workers' compensation coverage.
31 October 2022
You have many different options available to you when it comes to buying a car insurance policy. You can choose to complete this task on your own by purchasing your policy online. You can also choose to get help over the phone when buying your policy directly through the insurance company. However, of the many options you have available to you, the decision to buy your policy from an auto insurance agency is arguably the most beneficial.
20 September 2022
Getting car insurance is quite a challenge for a newbie. You have to find the right coverage for the best price. You also need to know what risks are covered and how to make a claim. This whole burden can be relieved by an insurance agent. Here are some questions you should ask your car insurance agent when purchasing a policy. Do You Help with Filing Claims? Filing a claim is a complex procedure.
5 August 2022
Do you operate a business out of your home? If so, you should purchase a business insurance policy, despite the fact that you do not have a commercial location for your business. Continue reading to learn more about why getting this type of insurance is so important. #1: A Home Business Is Not Protected By Home Insurance Many home business owners make the mistake of assuming their business will be covered by their home insurance policy simply because it is operated out of their home.
5 July 2022
When purchasing an auto insurance policy, the law requires you to purchase liability and bodily injury coverage. If your vehicle is currently being financed, your lender may also require you to purchase collision and comprehensive coverage. Any additional coverage will be completely optional. Unfortunately, many people automatically choose to decline this optional coverage simply to save a few dollars on their monthly insurance premiums. Before you make this same mistake, you should take the time to learn more about the two types of optional auto insurance coverage you should not decline.
19 May 2022
The roof is one of the most expensive parts of the house, making roof replacement expensive. Thus, many homeowners expect their insurance companies to pay for roof replacements, which they might do, depending on the circumstances. Below are some conditions the carrier expects from you. The Damage Is Accidental or Sudden Your home insurance will not replace your roof if it suffers gradual damage. Gradual damage typically occurs due to wear and tear or inadequate maintenance, and home insurance doesn't pay for such losses.
31 March 2022
Do you have an attractive nuisance on your property that could be affecting your homeowners insurance coverage? Should you buy a home with an attractive nuisance? And if you have one, how can you minimize it's impact on insurance? Here are some answers to your questions. What Is an Attractive Nuisance? An attractive nuisance refers to any type of property element that makes your home or business more attractive or appealing — especially to children — but which also makes it riskier to insurance companies.
3 March 2022
Are you wondering how best to look after your employees? It is now a long-established corporate practice to entice employees with benefits. Today, employees enjoy benefits like financial wellness, mental health insurance, and flexible work programs. However, you may not have a very comprehensive benefits program because of budget constraints. Nevertheless, every business, whether big or small, is legally mandated to provide essential benefits for its employees. So, what are these employee benefits for SME employers?
20 January 2022